*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:#17263b;background:#fff;line-height:1.65}a{color:inherit}img{max-width:100%;display:block}.topbar{background:#102b4e;color:#fff;font-size:.88rem;padding:8px 5%;text-align:center}.header{background:#fff;position:sticky;top:0;z-index:10;box-shadow:0 2px 14px #102b4e12}.nav{max-width:1180px;margin:auto;padding:16px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:900;color:#12385f;font-size:1.15rem;letter-spacing:.04em;text-decoration:none;line-height:1.2}.brand small{display:block;font-size:.7rem;color:#d6a43a;letter-spacing:.12em;margin-top:4px}.links{display:flex;align-items:center;gap:22px;flex-wrap:wrap}.links a{text-decoration:none;font-weight:700;font-size:.92rem}.links a:hover{color:#c18b1c}.btn{display:inline-block;background:#d5a13a;color:#142a43;text-decoration:none;padding:12px 19px;border-radius:4px;font-weight:800}.hero{background:linear-gradient(90deg,rgba(9,31,57,.91),rgba(9,31,57,.52)),url('https://images.unsplash.com/photo-1529107386315-e1a2ed48a620?auto=format&fit=crop&w=1800&q=85') center/cover;color:#fff}.hero-inner{max-width:1180px;margin:auto;padding:95px 24px 105px}.eyebrow{text-transform:uppercase;letter-spacing:.16em;color:#f1c45f;font-weight:800;font-size:.8rem}.hero h1{font-size:clamp(2.3rem,5vw,4.5rem);line-height:1.07;max-width:760px;margin:14px 0 20px}.hero p{font-size:1.12rem;max-width:680px;color:#f1f4f8}.section{max-width:1120px;margin:auto;padding:68px 24px}.section h2{font-size:clamp(1.7rem,3vw,2.6rem);line-height:1.2;margin:0 0 18px;color:#12385f}.intro{font-size:1.08rem;max-width:820px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:30px}.card{border:1px solid #e2e7ed;border-radius:8px;overflow:hidden;background:#fff;box-shadow:0 8px 25px #122b450a}.card img{height:190px;width:100%;object-fit:cover}.card-content{padding:24px}.card h3{color:#12385f;margin:0 0 10px}.card a{font-weight:800;color:#a87510;text-decoration:none}.split{display:grid;grid-template-columns:1fr 1fr;gap:45px;align-items:center}.split img{width:100%;height:380px;object-fit:cover;border-radius:8px}.highlight{background:#f4f7fa}.pill{display:inline-block;background:#eaf0f6;color:#234766;padding:5px 11px;border-radius:99px;font-size:.8rem;font-weight:800}.page-hero{background:#12385f;color:#fff;padding:60px 24px}.page-hero>div{max-width:1120px;margin:auto}.page-hero h1{font-size:clamp(2rem,4vw,3.3rem);margin:5px 0 10px}.page-hero p{max-width:750px;margin:0;color:#e5edf5}.issue{padding:22px 0;border-bottom:1px solid #dce3eb}.issue h3{margin:0 0 8px;color:#12385f}.notice{background:#fff8e7;border-left:4px solid #d5a13a;padding:18px 20px;margin-top:24px}.cta{background:#eaf0f6;text-align:center;padding:50px 24px}.cta h2{margin-top:0}.footer{background:#0d2541;color:#e5edf5;padding:35px 24px}.footer-inner{max-width:1120px;margin:auto;display:flex;justify-content:space-between;gap:25px;flex-wrap:wrap}.footer a{color:#f1c45f}.fine{font-size:.84rem;color:#c2ceda;max-width:680px}.menu-toggle{display:none}@media(max-width:760px){.nav{align-items:flex-start;flex-direction:column}.links{gap:13px}.hero-inner{padding:65px 24px}.cards,.split{grid-template-columns:1fr}.split img{height:280px}.section{padding:48px 22px}}